Terms and Conditions

SMS Terms and Conditions

Effective Date: September 2nd 2026
Agency Name: Hukkala Insurance Agency ("we," "us," "our")
Address: 843 E Grand River, Howell, MI 48843​, USA

1. Agreement to Terms

By providing your mobile phone number and opting in to receive SMS text messages from Hukkala Insurance Agency, you agree to these SMS Terms and Conditions.

​Consent to receive SMS messages is not a condition of purchasing any insurance products or services.

2. Program Description

Our SMS messaging program is used solely for operational and customer service purposes. By opting in to receive SMS messages from Hukkala Insurance Agency, you agree to receive customer care messages related to:

• Appointment reminders and scheduling notifications
• Insurance policy updates, renewals, and coverage-related notices
• Follow-up communications and responses to your inquiries
• Account notifications and service-related alerts

3. Message Frequency

Message frequency may vary depending on your interactions with us and your service needs. On average, you may receive approximately 1–4 messages per month.

Hukkala Insurance Agency reserves the right to adjust message frequency as necessary to provide effective customer service.

4. Message and Data Rates

Message and data rates may apply to all SMS messages sent or received. These charges are determined by your mobile carrier and are not imposed by Hukkala Insurance Agency. Please contact your mobile carrier for details regarding your plan.

5. Carrier and Service Liability

Mobile carriers are not liable for delayed or undelivered messages. Hukkala Insurance Agencyis  not responsible for any charges, errors, delays, or failed deliveries caused by mobile carriers or third-party service providers.

6. Cancellation and Opt-Out

You may opt out of receiving SMS messages from us at any time.

To stop receiving messages, reply STOP to any SMS message you receive from us. Confirmation: After replying STOP, you will receive one final confirmation message confirming your opt-out request has been processed. You will not receive further SMS messages thereafter.

7. Help and Customer Support

For assistance, reply HELP to any message you receive from us, or contact us directly:

Agency Name: Hukkala Insurance Agency
Address: 843 E Grand River, Howell, MI 48843​, USA
Phone: (517) 545-3932
Email: [email protected]
Website: https://www.hukkalainsurance.com/

8. Privacy Policy

Your privacy is important to us. Your information will be handled in accordance with our SMS Privacy Policy.